{"id":1996,"date":"2022-02-16T18:02:55","date_gmt":"2022-02-16T18:02:55","guid":{"rendered":"https:\/\/atresr.com\/financial-depopulation\/"},"modified":"2023-03-01T11:50:40","modified_gmt":"2023-03-01T11:50:40","slug":"financial-depopulation","status":"publish","type":"post","link":"https:\/\/atresr.com\/en\/financial-depopulation\/","title":{"rendered":"Financial depopulation"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_75 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Tabla de contenido<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #2873b6;color:#2873b6\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #2873b6;color:#2873b6\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/atresr.com\/en\/financial-depopulation\/#The_number_of_bank_branches_has_been_reduced_by_more_than_half\" >The number of bank branches has been reduced by more than half<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/atresr.com\/en\/financial-depopulation\/#Some_banks_are_still_betting_on_the_growth_of_rural_areas\" >Some banks are still betting on the growth of rural areas<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/atresr.com\/en\/financial-depopulation\/#The_challenge_of_digitization_in_Spain\" >The challenge of digitization in Spain<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/atresr.com\/en\/financial-depopulation\/#Is_it_worth_investing_in_rural_Spain\" >Is it worth investing in rural Spain?<\/a><\/li><\/ul><\/nav><\/div>\n<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_column_text el_class=&#8221;justify&#8221;]In recent years, due to the digitization of financial services, Spain has seen financial depopulation, especially in towns and rural areas. This has become a big problem for all the people who live in these environments, since their access to finances has been limited.<br \/>\nToday we are going to talk a little more about what financial depopulation is and what its main drawbacks are.[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column]<div id=\"ultimate-heading-260269f2397a17969\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-260269f2397a17969 uvc-9572 \" data-hspacer=\"line_only\"  data-halign=\"right\" style=\"text-align:right\"><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-260269f2397a17969 h2'  data-responsive-json-new='{\"font-size\":\"desktop:12px;\",\"line-height\":\"\"}' ><h2 style=\"font-weight:bold;color:#8c8c8c;margin-bottom:5px;\">Financial depopulation<\/h2><\/div><div class=\"uvc-heading-spacer line_only\" style=\"margin-bottom:5px;height:3px;\"><span class=\"uvc-headings-line\" style=\"border-style:solid;border-bottom-width:3px;border-color:#8c8c8c;width:autopx;\"><\/span><\/div><\/div>[vc_column_text el_class=&#8221;justify&#8221;]<\/p>\n<h2><span class=\"ez-toc-section\" id=\"The_number_of_bank_branches_has_been_reduced_by_more_than_half\"><\/span>The number of bank branches has been reduced by more than half<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>El camino a la digitalizaci\u00f3n de todas las operaciones bancarias no parece tener vuelta atr\u00e1s y esto se ve reflejado en la cantidad de agencias bancarias que han cerrado. According to official figures from the Bank of Spain, of 46,065 banking agencies, there are only 22,209 left.<br \/>\nWithout a doubt, this is something quite problematic, since those people who live in towns or rural areas where bank offices have closed, do not have an easy way to carry out transactions. For example, those looking to withdraw money from their card need to go to an ATM or another location where there is a bank.<br \/>\nEveryone manages in their own way to carry out their transactions. However, not everyone has the same chances, so this is a big problem.[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column]<div id=\"ultimate-heading-761269f2397a17a0a\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-761269f2397a17a0a uvc-9998 \" data-hspacer=\"line_only\"  data-halign=\"right\" style=\"text-align:right\"><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-761269f2397a17a0a h2'  data-responsive-json-new='{\"font-size\":\"desktop:12px;\",\"line-height\":\"\"}' ><h2 style=\"font-weight:bold;color:#8c8c8c;margin-bottom:5px;\">Financial depopulation<\/h2><\/div><div class=\"uvc-heading-spacer line_only\" style=\"margin-bottom:5px;height:3px;\"><span class=\"uvc-headings-line\" style=\"border-style:solid;border-bottom-width:3px;border-color:#8c8c8c;width:autopx;\"><\/span><\/div><\/div>[vc_column_text el_class=&#8221;justify&#8221;]<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Some_banks_are_still_betting_on_the_growth_of_rural_areas\"><\/span>Some banks are still betting on the growth of rural areas<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Despite the fact that many banks, especially the largest ones, are closing agencies in rural areas of the country, there are others that are still betting on the sector. An example of this is Euro Caja Rural, a small bank that is betting on its growth and the growth of rural areas in the country.<br \/>\nDespite the problem of financial depopulation, the company&#8217;s objective is to promote economic development and fight to win those spaces that other companies have abandoned.[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221; bg_type=&#8221;bg_color&#8221; bg_override=&#8221;ex-full&#8221; enable_overlay=&#8221;enable_overlay_value&#8221; overlay_color=&#8221;rgba(48,48,48,0.41)&#8221; type=&#8221;vc_default&#8221; css=&#8221;.vc_custom_1642421377172{margin-top: 33px !important;margin-bottom: 33px !important;padding-top: 90px !important;padding-bottom: 100px !important;}&#8221; bg_color_value=&#8221;#2873b6&#8243;][vc_column width=&#8221;2\/3&#8243;]<div id=\"ultimate-heading-750769f2397a17a8b\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-750769f2397a17a8b uvc-4007 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-750769f2397a17a8b h4'  data-responsive-json-new='{\"font-size\":\"desktop:30px;\",\"line-height\":\"desktop:40px;\"}' ><h4 style=\"font-weight:bold;color:#ffffff;margin-bottom:20px;\">atresr Economist Lawyers<\/h4><\/div><div class=\"uvc-sub-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-750769f2397a17a8b .uvc-sub-heading '  data-responsive-json-new='{\"font-size\":\"desktop:16px;\",\"line-height\":\"desktop:28px;\"}'  style=\"font-weight:normal;color:#ffffff;\">At atresr we offer a comprehensive <a class=\"wpil_keyword_link\" href=\"https:\/\/atresr.com\/en\/services\/legal-advice\/\"   title=\"legal advice\" data-wpil-keyword-link=\"linked\">legal advice<\/a> service on numerous areas where our team of lawyers has extensive proven experience.<\/div><\/div>[\/vc_column][vc_column width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1465915330978{margin-top: 25px !important;}&#8221;][vc_btn title=&#8221;Contact us&#8221; style=&#8221;outline&#8221; shape=&#8221;round&#8221; color=&#8221;white&#8221; align=&#8221;center&#8221; button_block=&#8221;true&#8221; link=&#8221;url:https%3A%2F%2Fatresr.com%2Fen%2Fcontact%2F|title:contact&#8221;][\/vc_column][\/vc_row][vc_row][vc_column]<div id=\"ultimate-heading-783169f2397a17b08\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-783169f2397a17b08 uvc-3572 \" data-hspacer=\"line_only\"  data-halign=\"right\" style=\"text-align:right\"><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-783169f2397a17b08 h2'  data-responsive-json-new='{\"font-size\":\"desktop:12px;\",\"line-height\":\"\"}' ><h2 style=\"font-weight:bold;color:#8c8c8c;margin-bottom:5px;\">Financial depopulation<\/h2><\/div><div class=\"uvc-heading-spacer line_only\" style=\"margin-bottom:5px;height:3px;\"><span class=\"uvc-headings-line\" style=\"border-style:solid;border-bottom-width:3px;border-color:#8c8c8c;width:autopx;\"><\/span><\/div><\/div>[vc_single_image image=&#8221;1989&#8243; img_size=&#8221;large&#8221; css=&#8221;.vc_custom_1645033809203{margin-bottom: 22px !important;}&#8221;][vc_column_text el_class=&#8221;justify&#8221;]<\/p>\n<h2><span class=\"ez-toc-section\" id=\"The_challenge_of_digitization_in_Spain\"><\/span>The challenge of digitization in Spain<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Despite the fact that digitization is advancing every day, it is also a reality that there are many places where there is no internet connection. Due to this, there is no &#8220;homogeneity&#8221;, since many people, not having access to these technologies, will not be able to adapt.<br \/>\nThere are rural areas where there is not even a good mobile internet connection, so having a smartphone will not make a difference.<br \/>\nA digitization process should be accompanied by solutions so that most people are able to access them. There is also another problem and that is that older people often do not get along with technology at all. This is also an impediment to proper digital development.<br \/>\nMany of these elderly people usually need banking agencies to be able to carry out their financial operations. That is why the disappearance or limitation of them represents a great problem that should be addressed, to guarantee fair access to these important services.[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column]<div id=\"ultimate-heading-274869f2397a17b88\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-274869f2397a17b88 uvc-7838 \" data-hspacer=\"line_only\"  data-halign=\"right\" style=\"text-align:right\"><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-274869f2397a17b88 h2'  data-responsive-json-new='{\"font-size\":\"desktop:12px;\",\"line-height\":\"\"}' ><h2 style=\"font-weight:bold;color:#8c8c8c;margin-bottom:5px;\">Financial depopulation<\/h2><\/div><div class=\"uvc-heading-spacer line_only\" style=\"margin-bottom:5px;height:3px;\"><span class=\"uvc-headings-line\" style=\"border-style:solid;border-bottom-width:3px;border-color:#8c8c8c;width:autopx;\"><\/span><\/div><\/div>[vc_column_text el_class=&#8221;justify&#8221;]<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Is_it_worth_investing_in_rural_Spain\"><\/span>Is it worth investing in rural Spain?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Due to the financial depopulation that is occurring, it is likely that many people think that investing in the field is a bad idea. And yes, there may be some problems to overcome, however, investing in rural areas of Spain is an excellent idea.<br \/>\nSpain has great potential for investment, rural Spain offers a lot of facilities for anyone looking to invest. There are even some areas in the country that are perfect for any foreign company looking to have a headquarters in Europe.[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_message]We provide service from our headquarters in Malaga <a href=\"https:\/\/www.google.com\/maps\/search\/Calle+Mar%C3%ADa+Auxiliadora,+2.+Ed+Pata-Pata.+Oficina+1-6+29602+Marbella\/@36.5088507,-4.8896888,17z\/data=!3m1!4b1\" target=\"_blank\" rel=\"noopener\">Marbella<\/a> to other areas such as <a href=\"https:\/\/www.google.com\/maps\/search\/Avenida+Francisco+Guerrero.+Augusta+39,+Club+de+Campo,+28706,+San+Sebasti%C3%A1n+de+los+Reyes\/@40.6053167,-3.5859373,17z\/data=!3m1!4b1\" target=\"_blank\" rel=\"noopener\">Madrid<\/a>. <a href=\"https:\/\/atresr.com\/contacto\/\">Contact<\/a> us to arrange a meeting or use the contact form.[\/vc_message][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>In recent years, due to the digitization of financial services, Spain has seen financial depopulation, especially in towns and rural areas.<\/p>\n","protected":false},"author":1,"featured_media":1987,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_joinchat":[],"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1996","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-atresr","category-1","description-off"],"_links":{"self":[{"href":"https:\/\/atresr.com\/en\/wp-json\/wp\/v2\/posts\/1996","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/atresr.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/atresr.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/atresr.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/atresr.com\/en\/wp-json\/wp\/v2\/comments?post=1996"}],"version-history":[{"count":0,"href":"https:\/\/atresr.com\/en\/wp-json\/wp\/v2\/posts\/1996\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/atresr.com\/en\/wp-json\/wp\/v2\/media\/1987"}],"wp:attachment":[{"href":"https:\/\/atresr.com\/en\/wp-json\/wp\/v2\/media?parent=1996"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/atresr.com\/en\/wp-json\/wp\/v2\/categories?post=1996"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/atresr.com\/en\/wp-json\/wp\/v2\/tags?post=1996"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}